#2 North South Vulnerable
South   West   North   East
   1♦        Pass     3NT       AP                        
                                                North (dummy)
                                                ♠ K J 8
                                                ♥ A Q 5
                                                ♦ Q J 10 2
                                                ♣ 8 3 2
                        West                                      East
                        ♠                                              ♠ 9 4 3 2
                        ♥                                              ♥ K 10 3
                        ♦ 2                                           ♦ 9
                        ♣                                              ♣ 9 7 6 5 4
                                                South (declarer)
                                                ♠
                                                ♥
                                                ♦
                                                ♣
 
As East, if declarer plays low from dummy at trick one, insert the ♥10 which holds. At trick 2, return the ♣7, denying strength. As West, win the ♣K and lead a heart. As East, if declarer finesses the ♥Q, win and clear hearts. When West gets in with the ♣A, the 13^th heart is the setting trick!
Rule: In the middle of the hand, a high spot card says do not return this suit…lead the original suit. A low spot card says return this suit…abandon the original suit.
 
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