#1 Neither Vulnerable
South   West   North   East
  1NT      Pass      4♥       Pass
   4♠        Pass
 
                                                North
                                                ♠ A J 9 8 6 5
                                                ♥ K 2
                                                ♦ 5 3 2
                                                ♣ K 5
                             West                                   East
                             ♠                                           ♠
                             ♥                                           ♥ 
                             ♦                                           ♦
                            ♣ 10                                      ♣
                                                South (you)
                                                ♠ K 2
                                                ♥ A 7 5 3
                                                ♦ K 7 4
                                                ♣ A Q J 4
 
West leads the ♣10. What is South’s plan?
 
As South, you are vulnerable in diamonds from an attack by East ~ The Danger Hand. The idea is to keep East from getting in before you can use your clubs to discard diamonds from dummy. Win the ♣K, play the K of spades (don’t take spade finesse) and play the A of clubs discarding a diamond.
 
If West holds the ♠Q, then South’s ♦K is safe. If East holds the ♠Q, the odds are that clubs will go around twice before East trumps in…meaning, South will discard a diamond from North’s hand while East is trumping in. Declarer ends up with one spade (♠Q) and two (only) diamonds.   Making 4!
 
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